Online Purchasing Is Easy with RCS and Mobicred

Shopping online should be simple, secure and flexible and, with RCS, South Africans have several tools and options that make it exactly that. Whether you’re browsing for everyday essentials, looking for your next big purchase, or splitting costs across time, RCS has built a suite of digital solutions that make online purchasing easy, fast and convenient. From Mobicred digital credit to the popular RCS Store Card, plus flexible account management through the RCS app and self-service portal, here’s how RCS helps you shop online with confidence.

1. Mobicred: A Seamless Way to Shop Online

One of the standout features RCS offers for online purchases is Mobicred - a digital credit facility designed specifically for online shopping at participating retailers.

How Mobicred Makes Online Shopping Easy

• You can qualify for up to R50 000 in digital credit, depending on eligibility.

• Mobicred works with thousands of online retailers, allowing you to shop on familiar sites and platforms where it’s offered at checkout.

Here’s the simple process for online checkout with Mobicred:

1. Shop as usual at any store that accepts Mobicred at online checkout.

2. Select Mobicred as your payment option (via supported payment gateways).

3. Log in with your Mobicred username and password, and authenticate using a one-time password (OTP) sent to your phone.

4. Once confirmed, your purchase goes through and you can repay the amount later in easy instalments of at least 7.5% of your outstanding balance each month.

This streamlined checkout keeps you from needing to enter card details each time, and instead uses your digital credit account for a faster purchase experience.

2. RCS Store Card: Shop Online with Trusted Partners

If you’re an RCS Store Card holder, you can also enjoy online shopping with many retailers in the RCS Shopping Network. The RCS Store Card isn’t just for in-store purchases, it’s accepted across online partner stores too, making it a flexible tool for digital shopping.

How Online Checkout Works with Your RCS Store Card

• Browse a participating online store and add items to your cart.

• At checkout, select RCS Store Card as the payment method.

• Enter your card details and, if prompted, your one-time pin (OTP) sent to your phone.

• Confirm your order and you’re done - it’s that straightforward. 

Secure payment gateways power the online experience, ensuring that personal and card details are protected throughout the transaction. You can find the complete list of online partners where an RCS Store Card is accepted by visiting the Shopping Network tab on the RCS website and filtering by “online” - making it easy to discover where you can use your card digitally.

This means that whether you’re buying groceries, electronics, homeware or fashion, there’s a good chance you can do it online using your RCS Store Card.

3. Manage and Pay Online with the RCS App

Managing online purchases doesn’t stop at checkout - you also want to track, pay and control your account easily, and that’s where the RCS Mobile App comes in. It brings your account to your smartphone and gives you access to key features wherever you are.

What You Can Do with the RCS App

• Check your account balance and available credit.

• View recent transactions and statements.

• Make secure online payments directly from your phone.

• Update your personal details if they change.

• View deals and promotions from your favourite retailers.

• Buy prepaid airtime and data, and access cash, if eligible.

This means you don’t need to visit a physical store or log in on a desktop - your RCS experience moves with you.

The RCS Mobile App is available for download on both iOS and Android devices (including the Huawei Store), making it a central hub for your online shopping and account management.

 

4. Multiple Online Payment & Checkout Options

RCS continues to expand how customers can shop online. Partnerships with payment gateways and digital platforms, such as Peach Payments, are making it easy for merchants to accept RCS Store Card payments at online checkout points. These integrations help ensure that wherever you see RCS accepted, you can complete your purchase with simple, secure payment steps.This means digital commerce powered by RCS is expanding across a wide range of categories and retailers, giving you more choice and convenience.

From Mobicred’s quick digital credit checkout to the growing online use of the RCS Store Card,  to mobile account control through the RCS app, RCS has every step of the online purchasing journey covered for you. These features give South Africans the power to shop confidently - whether you’re buying from your couch, on the go, or planning ahead for your next big purchase.

 

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