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      Personal Insurance Cover Plans in South Africa with RCS financial services and products. A range of insurance plans and options for you to chose form at RCS.

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      Get peace of mind in the event of death, disability or loss of income.

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      Cover for unauthorised use of card and card replacement when lost or stolen.

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      Cover for Funeral Expenses following death.

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    • Personal Accident Plan

      Cover for Accidental Death & Accidental Permanent Disability

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    • Comprehensive Protection Plan

      Cover for Death, Permanent Disability, Serious Illness & Income Booster.

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    • Critical Illness Plan

      Cover for certain Critical Illness -Heart attack, stroke, cancer.

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    • Income Protection Plan

      Cover for Income Protection following death.

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Legal

For your convenience, we have gathered all our current legal documentation here.

About /   Legal

  • Website

  • Product

  • Competitions

Website

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RCS Website Terms of Use

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RCS Self-Service Portal T&Cs

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RCS Cardholder Dispute Statement

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RCS Cookie Policy

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RCS Privacy Policy

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Access to Information Manual

Product

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RCS Store Card Terms and Conditions

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Secondary Cards Terms and Conditions

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RCS Credit Card Terms and Conditions

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RCS Loan Terms and Conditions

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RCS Banking Details

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Complaints Management Process 2024

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Card Protection Plan

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Customer Protection Insurance Credit Card

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Customer Protection Insurance Loans

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Customer Protection Insurance Sanlam Credit Card

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Customer Protection Insurance Store Cards

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RCS Comprehensive Protection Plan

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RCS Funeral plan Nov. 2023

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RCS Personal Accident Plan June 2022

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Insurance Conflict of Interest Policy

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Insurance Claims Management Framework

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Insurance Complaints Management Framework

Competitions

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General RCS Competition or Promotional Offer Rules

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For the Life You're Making - CVP Terms & Conditions

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RCS R5 000 Cash Competition

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RCS R20 000 Cash Competition

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RCS Metro FM Competition Terms and Conditions

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RCS New Year New You Competition

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RCS R25 000 Samsung Home Appliances Competition

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RCS R10 000 Black Friday Competition

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RCS R5000 Takealot Voucher Competition

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RCS Store Card R2500 Cash Prize Competition

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RCS x Edgars R2500 Cash Prize Competition

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Massmart R2 500 Cash Prize Competition

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RCS R5 000 Cash Prize Competition

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RCS September R5000 Cash Prize Competition

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RCS iPhone 16 Competition Terms and Conditions

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RCS International Women’s Day Competition

Legal Sections

  1. Website
  2. Product
  3. Competitions

*As at 31 December 2024 RCS has no conflicts of interest to report

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If you suspect any fraud on your account, or that you might be a victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Whistleblowing:
Report employee misconduct: EthicsPoint - BNP Paribas Group Alternatively Email: whistleblower@rcsgroup.co.za

National Financial Ombud Scheme

Phone 0860-800-900 Whatsapp +27 (0) 66 473 0157 Email info@nfosa.co.za

2025 - RCS Group. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38. FSP 44481

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  • 0861 729 727
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If you suspect any fraud on your account, or that you might be a victim of a scam involving RCS, please email investigations@rcsgroup.co.za

Whistleblowing:
Report employee misconduct: EthicsPoint - BNP Paribas Group Alternatively Email: whistleblower@rcsgroup.co.za

National Financial Ombud Scheme

Phone 0860-800-900 Whatsapp +27 (0) 66 473 0157 Email info@nfosa.co.za

2025 - RCS Group. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38. FSP 44481

  • Privacy Policy
  • Cookie Policy
  • Terms and Conditions
  • Report Fraud